Thank you for visiting Universal Financial Holding Corporation at UFHC.com. We think you will enjoy the information presented at our site. Whether you are a professional in the industry or just a prospective investor looking to learn more about our industry, you will find our site informative, helpful, and easy to use. Please do not hesitate to contact us at 1-800-749-1000 ext 305 or email us at UFHCFCM@aol.com with any questions or suggestions you may have concerning the site or commodity futures and options clearing or investment.

Corporate Information
Universal Financial Holding Corporation is designated in the investment world as a Futures Commisssion Merchant.

Mission Statement
The Introducing Broker’s FCM

Universal Financial holding Corporation has only one mission and that’s providing the very best service imaginable to the multitude of Introducing Broker’s who choose to clear their valuable business through our FCM.

Vision Statement
As we enter the 21st century, communications and technology become major factors in the overall success of any investment strategy. Who you choose to align yourself with regard to your investment activities is almost more important than what actual investments you choose to pursue. Universal Financial Holding Corporation understands this and looks to serve as your guide into the investment world of the next millenium.

Company History

HISTORY OF THE COMPANY

Universal Financial Holding Corporation was formed in 1995 to serve as a vehicle which would be used to take the retail investment company Universal Commodity Corporation public. When Universal Commodity Corporation ultimately decided to remain a private entity, Universal Financial Holding found a niche in the commodity investment world by introducing wholesale commodity business to other firms. Universal Financial Holding Corporation would match together Introducing Brokers and clearing FCMs.

This proved to be a very lucrative business. In the middle of 1997, the principals of the firm decided that the firm possessed the expertise to both attract and service Introducing Broker business. Thus the idea to become an FCM was born. The capitalization was completed through existing revenues and the license was granted a month after its initial application.

The idea was to maximize commission revenue by clearing the business ourselves as opposed to referring the business to other FCMs and only receiving a small portion of the total commission dollar.

The initial outlay of capital to prepare systems and personnel to service Introducing Brokers has been considerable, and only recently (1998) has the FCM been prepared to properly handle this type of business.

Universal Financial Holding Corporation began actively clearing Introducing Broker business in January of 1998 and is currently clearing over a dozen different entities.

Strategic Partners
CLEARING RELATIONSHIPS

Universal Financial Holding Corporation and its principals have always been successful in building strong clearing relationships with exchange members and exploiting those relationships to create the best possible execution for our many customers. These relationships are essential to the continued success of the firm and as a result are carefully nurtured.

Universal currently clears trades through Refco, Man Financial, and Speer Leeds.   These are some of  the largest firms in our industry.

Universal is constantly exploring additional clearing relationships and will continue to forge alliances with these FCMs as its business increases.

 

THE OPINIONS AND VIEWS EXPRESSED ARE THOSE OF THE WRITER OR NEWS SERVICES USED OR QUOTED HEREIN. SAID OPINIONS MAY NOT HAVE A RELATIONSHIP TO COMMODITY PRICE MOVEMENTS IN THE FUTURE. TRADING IS SPECULATIVE AND, THEREFORE, A PARTIAL, TOTAL, OR GREATER LOSS OF ONE'S INVESTMENT IS POSSIBLE. THIS REPORT IS NOT AND UNDER NO CIRCUMSTANCES TO BE CONSTRUED AS AN OFFER TO SELL OR A SOLICITATION OF AN OFFER TO BUY THE COMMODITY HEREIN NAMED. THE FACTUAL INFORMATION CONTAINED HEREIN HAS BEEN OBTAINED FROM SOURCES BELIEVED TO BE RELIABLE BUT IS NOT NECESSARILY ALL-INCLUSIVE AND IS NOT GUARANTEED AS TO ACCURACY. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. UNIVERSAL FINANCIAL HOLDING CORPORATION LIKEWISE IS NOT RESPONSIBLE FOR TYPOGRAPHICAL ERRORS. THE RECOMMENDATIONS REFLECTED IN THIS REPORT ARE THOSE OF THE WRITER OR NEWS SERVICES USED OR QUOTED HEREIN. EXPRESSIONS OF OPINIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. AT THE TIME OF PRINTING, MARKET CONDITIONS MAY NEGATE IN WHOLE OR IN PART THESE RECOMMENDATIONS AND AS SUCH, THESE RECOMMENDATIONS OR VIEWS MAY BE WITHDRAWN AT ANY TIME WITHOUT NOTICE. THIS PAGE MAY INCLUDE A MATHEMATICAL LEVERAGE EXAMPLE(S) IN THE COMMODITY OPTIONS MARKETS. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT HAS, OR IS LIKELY TO ACHIEVE PROFITS SIMILAR TO THOSE SHOWN IN THESE EXAMPLES. IN ADDITION, THE EXAMPLES ARE BASED ON OPTIONS ON FUTURES CONTRACTS, NOT ON THE PHYSICAL COMMODITY. UNIVERSAL FINANCIAL HOLDING CORPORATION. CUSTOMER OPTION POSITIONS ARE GENERALLY OFFSET OR EXPIRE WORTHLESS AND ARE NOT LIKELY TO BE EXERCISED INTO FUTURES CONTRACTS. THE EXAMPLE, IF PRESENT, IS AN APPROXIMATION AND YOU MUST BE AWARE THAT EVEN IF THE MARKET MOVES IN YOUR FAVOR THAT IT MUST MOVE ENOUGH TO COVER YOUR PREMIUM COST, COMMISSIONS AND FEES IN ORDER FOR YOU TO MAKE A PROFIT. OPTION PREMIUM MAY NOT NECESSARILY MOVE AS MUCH OR IN THE SAME DIRECTION AS A FUTURES CONTRACT DUE TO MARKET CONDITIONS AND VOLATILITY(12/98)